Planning to travel and use your
debit card? There are states that are restricted to PIN transactions, only*.
They are; Florida, Texas, and California. No debit card transactions are allowed
out of the U.S.
*states are subject to change, please call for a list.
In today’s busy schedule, sometimes
it's hard getting to the Credit Union during working hours. Does that unexpected
emergency catch you needing to leave town, but without the cash the plans get
delayed? Let your Lauderdale County Teachers Credit Union VISA debit card
help take the difficulty out of your daily needs. The Visa debit
card is used just like a check, but with more convenience. The money will be
taken from your checking account as a debit. The transaction will be one of (2)
DEBIT - where you key in
a PIN (personal identification number) OR
CREDIT - where the
cashier has you sign the receipt.
Either way, the money is deducted from
the checking account. No more worrying about bounced checks.
Your debit card can be used at any ATM
where Visa is accepted. There are no fees when you use your card
at our ATM machine located on 103 Mangum Street, Florence, AL.
There are no hidden fees or charges
for the card. It's your money, your account; use it when and where you want, 24
hours a day.
As with a check, always record each
transaction in your checkbook register for balancing purposes.
To apply for a debit card, come by the
office during regular business hours. Allow 7 to 10 days for the card to arrive.
Important numbers to remember:
Fraud Department 1-800-262-2024 or
If traveling in Florida, California or Texas, you will be required to use your
PIN for ALL transactions. Debit cards cannot be used outside of the United
States. Temporary Debit Cards are also available.