Important Information You Need to Know
Due to increasing fraud the credit union has put some new
rules in place when using your Visa debit card
Some purchases, such as at a pharmacy,
may require when using the Visa debit card that the transaction be
used as a debit. This means that you will be required to use your PIN
(personal identification number).
In the state of Florida, Texas and
California you will be required to use your Visa card as a debit
Debit cards will not work
outside of the United States.
Internet/Email Fraud Alert
Recently, there have been multiple
e-mail fraud attempts, known as "Phishing", that were initiated via e-mail sent
to both the general public and to some credit union members that appeared to be
from NCUA. This false e-mail asked for the recipient to click on a link to
verify their credit union account registration. If the recipient proceeded to do
so, the link directed them to a false website and asked for their credit union
account number and PIN, along with other personal information.
Neither the Lauderdale County Teachers
Credit Union, NCUA, VISA, nor anyone affiliated with Lauderdale County
Teachers Credit Union will ask credit union members for such personal
information. Anyone who receives an e-mail that purports to be from NCUA,
Lauderdale County Teachers Credit Union, or VISA and asks for account
information should consider it to be a fraudulent attempt to obtain their
personal account data for an illegal purpose and should not follow the
instructions in the e-mail.
If you responded to such an e-mail and
provided any confidential account information, please notify Lauderdale County
Teachers Credit Union immediately at 256-766-2936.
Fraud Phone Alert
give personal account information to anyone over the phone! No financial
institution would request detailed information from you over the phone.